Financial Planning, Saving

-Give to God
-Pay Bills!
– Save
-Stick to Budget


Poverty is a silent prison that needs no walls and no chains; it locks us in without options and without hope. But it doesn’t have to be that way if you plan wisely, and stick to your plan. Proverbs 6:6-8 says Take the lesson from the ants.. they labor hard all summer, gathering food for the winter. God is a planner and provider and He expects you to be one too.

From Word For You, The Edge Media

Reflecting on this, I learned savings from my parents, not because they are the best savers I’ve known but because of an experience they had to learn the hard way. Sad to say, they were unable to save during the days when we had the chance to do so and we are paying some debts ages ago even to this day.

Recently, I opened a new account with BPI. The Save-Up Savings Account, adding to the accounts I already have with them, joint, personal, group.

This account automatically transfer an amount, which you can also set how much, from your personal source account to the save up account. This account doesn’t have ATM, so you can’t withdraw the amount easily. However, you can check the account online and do tranfer anytime to one of your BPI accounts. The good thing here is that it gives you an insurance five times your savings. – that is five times your save up.

Saving is important but most of the time, is also hard. As we all know, our income producing years are limited, may it be school days of job salary,  so we need not waste our chances.  It is not bad to keep some, keep a little than none at all because we are waiting to experience glorious years of having money. Saving is also discipline.


The Katinas: I Still Haven’t Found What I’m looking For

On a Sunday service, the music team had a special number of one of the ‘The Katinas’ song entitled I Still Haven’t Found What I’m Looking For’. The title wasn’t that positive, so I had to check the meaning and lyrics flashed on the screen.

The song was really nice that I had to soon get the mp3. It was a U2 original. The Katinas rearanged, I think, the song that it would end with ‘ now I have found what I’m looking for’.

Just a brief bio of the group. The Katinas is a Contemporary Christian music group. The family of five brothers from American Samoa, and moved to Washington, USA after the death of their mother in 1988. The group’s members sang in church as children.


* John Katina – vocals
* Jesse Katina – vocals
* Sam Katina – keyboard
* James Katina – bass guitar
* Joseph Katina – drums

the katinas
Some of their songs are Thank You, One More Time,  renditions of Eagle’s Wings, Draw Me Close To You, I Give You My Heart.

I Still Haven’t Found What I’m Looking For

I have climbed highest mountains
I have run through the fields
Only to be with you
Only to be with you

I have run
I have crawled
I have scaled these city walls
These city walls
Only to be with you

But I still haven’t found what I’m looking for
But I still haven’t found what I’m looking for

But I still haven’t found what I’m looking for
But I still haven’t found what I’m looking for

I believe in the Kingdom Come
When  all the colors bleed into one
Bleed into one
But yes I’m still running

You broke the bonds
And you loosed the chains
Carried the cross
Of all my shame
Oh all my shame
Lord, I believe you

and now I finally found what I’m looking for
and now I finally found what I’m looking for
and now I finally found what I’m looking for

Citipointe Live – Commission My Soul

You bled with one desire
In all to bring new life
To a shattered humanity
Death now overcome
Forgiving all and one
You’ve redeemed all humanity


With all our lives we now stand
Declaring loud that
Jesus is God who saves

Commission my soul
With a fire uncontrollable
For this great cause
To save the lost
Open my eyes
To the reason I’m alive, oh’ Lord
I’m ready now
I’ll follow You

Abandon all to be
Your voice, Your hands, Your feet
My life a living sacrifice
Spirit empower me
To set the captives free
My life is an offering

Open the heavens wide
Open the heavens wide
Open the heavens wide
Pour out Your Spirit on us

Citipointe Live in Manila

citipointe live
Citipointe Live is the worship team birthed from Citipointe Church Brisbane, Australia. Devoted to their church vision ‘ to unmistakable influence our world for good and for God.

They had their live worship concert at Phil Sports Arena, Philippines in September 11, 2010.  – I was blessed to experience the Citipointe Live Worship Concert.

Front Act performers were Quest and Sideshow.

Some of their songs are Commission My Soul, Break The Silence, You Reign, The Sound of Silence

Revelations in the midst of confinement, chaos, and pain

daniel in the lion's den
Incredible revelations in the midst of confinement, chaos, and pain – that’s how it works! The difficult circumstances you’re going through right now can actually clear your perceptions, cause you to seek God as never before, and find answers for you life.

John’s predicament proves that negative experiences don’t hide the Lord – they reveal Him. (Rev 1:17)

Remember these:
Where did God prove His faithfulness to Daniel? In the lion’s den
Where did the Lord reveal Himself to the three Hebrew children? In a fire heated seven times over.
Where did God prove his miracles to Peter? When he had a miraculous escape from prison.

There’s a place in God where fiery trials consume everything except your desire to know Him. Though that place may sometimes escape your grasp, never let it escape your gaze.

From WORD 4U Today, The Edge Media, April-May-June 2010 Edition

Use Your Sword

I have not come to bring peace, but a sword. Matthew 10:34

Jesus was a master of cutting away what was false, whether it was the hypocrisy of the Pharisees or the illegitimate relationship of the woman at the well. He was adamant that people be unbound and set free. His silence when he was on a trial cut like a knife into the hearts of those who were falsely accusing him out of their own fears.

Sometimes, somethings keep holding us back – a false belief, a distracting assignment, an unhealthy relationship, a wrong character – these things that must be cut away, yet we at times, tend to cling to what is familiar, even if it is pulling us down.

The Hall of Love has ten thousand swords. Don’t be afraid to use one – Rumi

Excerpts from Jesus Life Coach.


Despicable Me – Gru, Margo, Edith, Agnes

despicable me, gru with the girls
One big unicorn, strong and free,
thought he was happy as he could be.
Then three little kittens came around
and turned his whole life upside down.

They made him laugh, they made him cry.
He never should have said goodbye.
And now he knows he can never part
from those three little kittens that changed his heart.